If you’re anything like me, the mere mention of having to make big financial decisions (even if they are good for me) makes me cringe and worry I won’t understand the facts. So, I want to break down 401k retirement plan information into a language everyone can understand. Here are the different contribution options, what to think about when investing, and what to do if you leave your job and you want to take your 401k benefits with you.
Still trying to determine how much you need to retire? I’ve got 5 easy steps to help you figure it out. Plus retirement calculators that do the work for you.
What do hobbies, volunteering, and downsizing have to do with planning for retirement? They’re great ways to expand your horizons and feel fulfilled in life.
Early retirement is a dream shared by many. However, unless you do some advance planning, the dream of retiring early can begin to feel hopelessly out of reach. The likelihood that you’ll outlive your retirement income is very real these days. If you’d like to retire early, but fear whether you can afford it or not — listen up. Here are […]
Retirement may seem like a big black hole in your future, but when you add up all the little pieces to the puzzle, your retirement savings may not be as far from the mark as you thought. Hidden or forgotten assets can go a long way in filling your financial gap! Here’s how to determine how much money you will really need to live comfortably when you retire.
Many people choose to postpone their retirement because they want to maximize their Social Security. If you’re postponing your retirement, you have a couple of options. One of the best is an encore career, instead of a second career. Here’s more…
Every year, the Social Security Administration sends you an itemized statement that breaks down how much money you’ve earned in your lifetime, and how much you can expect to receive in payments upon your retirement. These statements are to help you with long-term financial planning, to ensure that your information is correct, and to inform the public of disability protection and death benefits allowed to a family.